Simple tools to calculate and track your investments
Providing ongoing expertise to past clients is one of the best ways to impress, create referrals, and ensure return business. A custom report on home values, sales in the clients neighborhood, and changes in the local market can be impactful - but doing that for dozens or hundreds of past clients looks daunting on the surface. Discover easy solutions and tips for personal touches that clients love!
Understanding property investing can be life changing and as a real estate agent you have an edge that you can leverage. Join us for a discussion of how you can grow your knowledge of the market to include identifying investment potential, for both you and your clients.
In this episode: where the market really is, home competition pushes pricing higher, middle income buyers suffering most in housing shortage, homelessness, median pricing and days on market, new listings annual comparison, double digit declines for new construction permitting nationwide, builder confidence update, federal interest rates, rental price index, vacancy rates nationwide, rent vs buy, equity, and answers to your questions.
This week in Market Survival Guide: are markets really shifting and how to tell, understanding Redfin's national market report, household equity vs liability, new home sales vs month supply, year-over-year mortgage activity change and what it means for processing times and money lending, and answers to your questions.
Discount points are a tool that savvy buyers may use in their home purchase. But does it always make sense to get the lowest interest rate? This article explains more.
You might have heard about the Future Value Calculator, but have you thought about how you can use it in your business with clients? From working with on-the-fence buyers to running move-up buyer scenarios, the Future Value Calculator can become the go-to tool in your real estate toolbox. Join Shauna Naf, Calculator Creator as she shares her ideas and know-how with you.
Get the picture of how your assets will stack up 5, 10, 20, even 30 years from now! With the Future Value Calculator, see how your mortgage balance, assets, (even assets that you are adding to each month) changes over time and how some planning now can result in big payoffs later.
NOTE: This worksheet is for illustrative purposes only and should not be used to predict future earnings or advise the user that such earnings are imminent. This tool is not meant to replace a financial planner. Mortgage amortization is for estimation purposes only and may not be reflective of user's actual mortgage or payback. The Lones Group is not responsible for decisions or assumptions made based on this document.
Coach Denise discusses the tools to have to give potential buyers information they need to make a decision.
A variety of factors go into retirement planning when it comes to home ownership - carrying a mortgage, downsizing, expenses, taxes, location, and so much more. This helpful article covers creative solutions and considerations for an audience whose next home many be their retirement property.
Regardless of whether a homeowner is working to get their property Listing Ready or just want to make some improvements in order to enjoy their home, they may need to look at financing options. What options do they have? Plenty!
As home equity grows over time, homeowners may wonder about accessing it.
Input the data for a particular property on the the Input tab (make sure you include the amount the rent and expense will increase per year) and then see all the formulas you may want to reference come to life on the Formulas-At-A-Glance tab. But what really makes this a powerful tool is not what the numbers are now, but what they may be in the future. The Cash Flow and Equity Projections in five years, ten years, or more will really show how the investment you are considering can be a good producer of Pajama Money!
A full rebrand is an undertaking that can actually hurt your sales. See how to do a successful brand refresh and what makes it different from a full rebrand.
There is a reason that the net worth of homeowners is so much higher than renters - appreciation and equity! But have you - or your homeowners - thought about how they might strategize their retirement around homeownership? this article explores a few thoughts. We always recommend reviewing plans with an accountant or financial advisor before making a move.
The $100,000 question - pay off the mortgage or re-invest? This article explores the bath behind paying off a mortgage, re-investing in an upgraded home, or buying a second property.
In this Publisher file, potential five year rent and buying scenarios are illustrated in an easy-to-edit Microsoft Publisher table, allowing you to insert your own local rent rates and comparable home prices. With this piece you can clearly articulate how appreciation and equity can build up over time, increasing net worth.
Have potential buyers who think they want to rent instead? Show them the power of the future with the Rent vs Buy Calculator!
Renting can become not such a great deal when faced with the prospects of rising rent and stable mortgage payments. Run scenarios with your potential buyers and help them determine if it is the right fit for them, both now and in the future.
While none of us has a crystal ball, we can use the past to help determine what may lie ahead. Use this information to help your potential buyers make a good decision based on their scenario.