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When it comes to buying, most people have a pack-mentality for each of these markets. They look and see what everyone else is doing - and they follow the crowd. If everyone else is buying, they buy. If everyone else is waiting for the market to improve, then they wait too. What these crowd-followers miss is the fact that the best deals are often found when you become a contrarian buyer - the opposite of what everyone else is doing as they sit on the fence and wait.