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In light of the recent hurricanes that have ravaged the East Coast, the earthquake that decimated parts of Mexico, and wildfires in the West that are burning up acres and acres with buildings along with it, it seems like a good time to do a check-up of your homeowners insurance policy.
Homeowner insurance policies are fraught with confusing language that may have you wondering what you are really covered for in case of an emergency. Reviewing your policy and scheduling time with your insurance agent to review is a great plan. Here are some questions to begin the conversation.
One of the key drivers of equity building is that price appreciation is gained on the entire asset despite the down payment, in most cases, only being a small percentage of that. This article goes back to 1983 and evaluates the return on a theoretical down payment.
House hacking has become top of mind with young homeowners, but all generations can receive financial benefit from renting parts of a property. There are so many options! This article is full of ideas and includes an example. The House Hacking Calculator is linked here as well so you can show your potential buyers or homeowners just how it is done!
Sure interest rates are low, but what does that actually mean for how much a buyer can save monthly or over the life of the loan?
Buyers need guidance to know how much to save for buying a home
Agents, we encourage you to adjust this article to best match your local norms when it comes to closing costs.
What are closing costs for sellers? We address several in this article.
Many home owners aren't really thinking about moving and then one day, they suddenly see an opportunity to move to a better home. This article walks potential buyers and sellers through the process of being listing ready, having their home lightly prepared for a need to move without interrupting quality of life - and introducing your prospects to the idea of listing in the future.
Homebuyers will appreciate insights in this article that help them choose the right area while they are finding the right home. We cover several tips that wise home buyers will take into consideration when finding their next place to live.
Buyers can make a great selling decision when they make an offer on a home that will be in demand with buyers.
If you have recently learned about a long-distance relocation, your mind is likely swimming with thoughts of everything needed to prepare for the move. A great way to approach a big move is to think of it in three separate categories: Selling in your current location, buying in a new location, and the physical moving process itself.
Although the process of obtaining a mortgage may seem intimidating with unyielding options, there actually may be quite a few parameters that have more flexibility than you may expect. Certainly, there are some lenders who do have only a few programs that one might quality for, but often there are more variations than the most popular programs.
The wider the buyer pool, usually the higher the selling price. There are some things the homeowner can control and things he or she can't. Encourage your sellers to make the buyer pool as wide as possible within their control.
Lighting in a room is as important as paint color and furniture and it is critical for whatever function the room dictates. However, many people don’t consider changing the lighting, especially if it includes built-in such as recessed lighting or flush-mount light boxes in the center of a bedrooms. You don’t have to settle! There is a lot of ways you can improve!
Sometimes sellers sabotage their listing - and they don't even know they have done it. Warn them of the dangers and how to avoid these behaviors!
Immigration reform is a timely topic and a contentious one at that. But if it passes, do you know what the impact on the housing market could be?
Property equity can be one of the biggest drivers of wealth in this country. This article is based on a fascinating study done by NAR regarding the net worth of renters versus property owners. This article would also make a great informational piece for first time homebuyers or a renters campaign. See below for links to other renter info.
Both buyers and sellers will appreciate these five easy solutions that will help maintain or even improve home value, all while paying for themselves.
The insurance industry is getting stretched thin with big increases in the frequency of large disasters - and becoming choosier about who and how they insure homes. This is adding time and other factors to the home buying process. Educate your potential buyers with this timely article on a topic that impacts everyone.