Investing Your Money

For most agents, investment opportunities in land, rentals and other modes are more visible. Learn how to tell what is a good opportunity and how to recognize the red flags of a dangerous investment.

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Analyzing an Investment's Pajama Money Rate

The most important numbers you need when analyzing an investment property

Appreciation Worksheet

This is the most accurate way to calculate appreciation in an area but finding individual appreciation rates can be a pain! However, take some of the pain of calculation out of the equation with this worksheet. One thing to note - if you are figuring appreciation over a period of time, try to look at solds that have sold recently to get the most accurate recent number.

Denise Live! Interview with Special Guest Susan Shorett

Meet Susan Shorett, Seattle's historic home expert, an accomplished real estate agent, and a certified Global Luxury specialist. Join us as Susan shares her journey into vacation property investing and receive practical advice for the beginning real estate investor from both Susan and Denise.

Denise Live! Property Investing for You and Your Clients

Understanding property investing can be life changing and as a real estate agent you have an edge that you can leverage. Join us for a discussion of how you can grow your knowledge of the market to include identifying investment potential, for both you and your clients.

Denise Live! Special Guest Drew Ebner

Drew Ebner, friend of the show and licensed Washington State senior loan officer at Guild Mortgage, returns to Denise Live. Join us for his expert knowledge, advice for both buyers/sellers/agents, and how the lending world is pivoting to address higher interest rates and their impact on buyers.

Denise Live! Talking to Clients About Capital Gains

With so much news about potential changes to capital gains, what is reality and what is fantasy? Denise will explain current capital gains, the proposed changes, and the likelihood of those changes becoming reality. We will also share easy-to-understand talking points that you can convey to your buyers and sellers to help them understand how they might be affected.

Denise Live! Understanding Investment Cash Flow

Agents are regularly near big transactions as their clients buy and sell property, but many agents get nervous when thinking about putting their own money into a property investment. Take a step towards investing success with Denise, a seasoned property investor with decades of experience, and learn how investment cash flow works.

Five Ways to Put the Future Value Calculator to Work for You

You might have heard about the Future Value Calculator, but have you thought about how you can use it in your business with clients? From working with on-the-fence buyers to running move-up buyer scenarios, the Future Value Calculator can become the go-to tool in your real estate toolbox. Join Shauna Naf, Calculator Creator as she shares her ideas and know-how with you.

For Investors - Timing is Everything

This article will help you discuss the importance of timing when buying or selling, and will illustrate how supply and demand works in a real estate market.

House Hacking Calculator

As home prices and interest rates rise, homebuyers may need to get creative when it comes to covering their monthly payment. Or perhaps you have a homeowner interested in using their property to raise more capital for another investment.

Whatever the case, House Hacking is a term that you should become familiar with. This calculator will help you run scenarios with your income-savvy homeowners and get them thinking creatively about how they can make their property work for their pocketbook. You can even provide this as a gift to your new homeowners or create your own class around it. The possibilities are endless once you start getting creative.

How to Become a Smart Rental Owner

You are a real estate agent. You work with property every day and now you're thinking, "Maybe I could use my real estate knowledge to manage a rental for extra income." Being an agent definitely has its advantages, but before you take the plunge to become a landlord there are things you must learn. Join Denise Lones as she shares what it takes to operate a residential rental: management, accounting, pre-screening and how to reduce your risks of costly pitfalls or getting sued.

Introduction to Tax Liens as an Investment Strategy

This introduction to tax liens is designed to provide you with an overview of the process so that you can determine if this is an investment strategy that you want to learn more about. Join Denise as she covers lien basics, tax lien certificates and deeds, as well as the municipal process for tax liens. She will also share tips for how to separate good tax lien opportunities from bad ones.

Investment Cash Flow and Equity Worksheet

Input the data for a particular property on the the Input tab (make sure you include the amount the rent and expense will increase per year) and then see all the formulas you may want to reference come to life on the Formulas-At-A-Glance tab. But what really makes this a powerful tool is not what the numbers are now, but what they may be in the future. The Cash Flow and Equity Projections in five years, ten years, or more will really show how the investment you are considering can be a good producer of Pajama Money!

Investment Cash Flow Worksheet

Project not only rise in rent over time, but also expenses and also show change in equity with this handy worksheet!
**Added Cap Rate and Gross Rent Multiplier Feature 6/3/15

Testimonial:
"Love this worksheet, used it already...Very easy to use and understand.
Thank you Shauna!"
-Aranka Fruehauf

My Worst Real Estate Investment

How storage lockers changed my investment planning process.

Renovations: 10 Common Costly Mistakes, Part 1

Inevitably you will have clients who are thinking about renovating before selling or renovating after buying. Join Denise for a tour of terrible choices that your clients should avoid at all costs. Knowing where things can go wrong in renovations can save you and your clients a lot of money and headache!

Renovations: 10 Common Costly Mistakes, Part 2

Whether you are considering a remodel for your own home or advising a buyer or seller, don't miss Denise's follow-up webinar with 10 more common mistakes. Be the hero whose planning and advice helps save both money and time with great renovation wisdom from experienced home-remodeling expert Denise Lones.

Your Investment Personality

In this Mastery Forum episode we'll be talking about investment personalities, how to identify your investment persona and how that defines what kinds of investments you will be comfortable with - specifically, different kinds of property investments! We'll be looking at residential rentals, multi-family rentals, vacation rentals, residential renovations and residential flipping.

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